A record of your financial history is meant to do one thing- keep you accountable. It will explicitly show you where your excess money is being squandered. No more buying Snickers on your way to and from work, even though it is just a dollar a day it adds up to thirty dollars a month or 360 dollars in a year! That is enough money to buy a small refrigerator or a brand new television.
A record of our expenses will show us where we need to tighten our leaks. Sometimes that means saying good bye to treats. Continue reading »
Sometimes you stumble across a blog that steals your heart. This was definitely the case when I found Sequoia’s blog. (There is a link to it at the bottom of this guest post! You must check it out!) She is an amazing writer, and the topics covered on her blog go right along with everything that I feel is important. Not to mention that she always has wonderful pictures to accompany each post!
This guest post that she has so wonderfully supplied for my blog is amazing. She highlights the importance of financial security. This is a MUST for those hoping to work on being prepared. If you don’t have your finances in order, you can not think seriously about getting ready for the future. The thing that makes her post so credible is that it is the true story of what happened to her family several years ago. She has applied principles from Dave Ramsey, who I am a huge supporter of. Enjoy this awesome post, and take her advice to heart! Continue reading »
I am extremely lucky to have had the pleasure of running into Patrice Lewis’ blog, Rural Revolution. If you haven’t read this blog yet, you should definitely go and check it out. Patrice is an amazing and entertaining writer. But before you get sucked into her blog, check out this amazing guest post! She has put together 10 wonderful tips for cutting your food bill! And by eating in a wallet-friendly manner, more of your money can go into savings, or even emergency supplies. Any money saved can greatly contribute to your preparedness efforts, if you use it in the right way. As a young married person, some of these tips really stood out to me, and I realized that I should be implementing ALL of them into my daily life! Thank you so much Patrice, for a wonderful guest post! Continue reading »
Awhile back, I wrote a post about Being Financially Prepared, and implementing a $1,000 emergency fund. Now, I am definitely not a financial expert, but I did take a lot of finance classes in college, and I feel that financial stability is very important. So I figured that it’s high time that I need to write another post about being prepared financially. This one will cover debt elimination, because it is such a relief to be debt-free! Continue reading »
This past weekend I had the opportunity to take a long road trip. I was alone so I brought my CDs of Dave Ramsey’s Financial Peace University. I listened to at least 10 hours of Dave talking about money and finding financial peace. I still have about 5 CDs in the series to go, but I was really pleased that I was able to listen to more than half of the series. Continue reading »
The past few years have hit us hard with natural and economic disasters. Hundreds of Thousands of people are being left without homes or food at the mercy of charitable organizations and strangers. Although organizations and individuals are doing all that they can do to help those in need, providing even a single meal for so many helpless people is an enormous task, not to mention providing for them for the months that follow as they struggle to find a place to live and be able to sustain themselves. I feel that if we are doing well financially, it’s our duty as mankind to help those whose lives have been devastated by unpredictable means.
At least for me, it’s crazy to think about how so many of these struggling, helpless people were living a normal, happy, and somewhat predicable life until completely unpredictable disaster destroyed their old way of living and they have to start over with nothing. The emotional trauma would be hard enough to deal with by itself, not to mention trying to feed themselves and their families.I’m having a moderately difficult and stressful time trying to provide for myself and my wife right now as it is, and when financial troubles come up, I sometimes feel pretty helpless, so I can’t even imagine what the men trying to support their families are going through in these circumstances.
Then, there’s the economic struggles. Just look around you. The United States along with several other nations
(such as Greece) are having serious financial problems. The short sighted and impulsive nature of so many individuals have landed millions of people in overwhelming debt. Trying to keep a family happily fed and satisfied while trying to get out of debt is not an easy task.
There are those, however, who are taking precautions to better stand against struggles coming their way. There will undoubtedly be times in our lives when we will be glad to have a back up supply of food and provisions to tide us over until things turn right for us again. Food and water may be taken for granted to some extent right now, but they will be a precious commodity to us in times of need. Even though we can’t predict if our house will be taken out by a tornado, or if we’ll have time to pack our food supply with us in an evacuation…we know that having some emergency supplies is better than having none.